Fair Housing phrase guide / State / local classes
Why “no criminal records” gets a Fair Housing caution in listings
Caution Flagged as a caution, because it often reads as a preference for, or against, a group of people.
Why
"Criminal records, no" is on the LIBOR prohibited list. Several states and cities limit criminal-history screening, and blanket bans can have a discriminatory effect. (HUD's 2022 criminal-records guidance was withdrawn in Sept. 2025. State and local rules still apply.)
Safer wording
- screening criteria apply
What the tag means
Caution means the phrase is on the caution side of the cited lists, or describes people in a way that usually reads as a preference. Many agents still use some of these, but describing the property instead is the safer move.
What the law covers here
Federal law names seven classes. Many states and cities add more, such as source of income or marital status, and some add military status or criminal history. A phrase that's fine under federal law can still break a local ordinance, so check the rules where the property is.
Sources
- Long Island Board of REALTORS®: Fair Housing Advertising Word and Phrase Guidelines (Mar. 2025)
- LeadingAge: HUD withdraws fair housing guidance documents (Sept. 17, 2025 memo)
Related phrases
All state / local classes phrases on one page · The 12-check listing checklist
Not legal advice. Word lists can't judge context, and laws differ by state and city, with some protecting more classes than federal law does. If you're unsure about a listing, ask your broker or a fair housing attorney. Rule st-criminal, ListingLint rules v2026.10.2.