Can you say “verifiable income” in an MLS listing? It depends

Why

NYPA and CRMLS list "verifiable income" as acceptable, but LIBOR lists it as prohibited in New York because of source-of-income protections. Check your state.

Safer wording

There's no one-click rewrite for this one. Describe the property, not the people, and rewrite this part by hand.

What the tag means

Depends means it's fine or not depending on how it's used. Read the reason, then decide for your sentence.

Check your own wording

Paste a sentence or your whole listing. It runs ListingLint's real rule engine in your browser, and nothing is uploaded. verifiable income

1 phrase to look at

• Depends “verifiable income”

  NYPA and CRMLS list "verifiable income" as acceptable, but LIBOR lists it as prohibited in New York because of source-of-income protections. Check your state.

A word check, not a legal review. Open the full checker for fixes, the fact lock and the MLS character count.

What the law covers here

Federal law names seven classes. Many states and cities add more, such as source of income or marital status, and some add military status or criminal history. A phrase that's fine under federal law can still break a local ordinance, so check the rules where the property is.

• Fair Housing Act, 42 U.S.C. § 3604(c)

Sources

• Long Island Board of REALTORS®: Fair Housing Advertising Word and Phrase Guidelines (Mar. 2025)
• Fair Housing Advertising Word and Phrase List (New York Press Assn.; source: Oklahoma Press Assn.)
• CRMLS Fair Housing Word & Phrase List (Apr. 2021)

Related phrases

• no section 8 Avoid
• pay stubs required Caution
• married only Avoid
• no military Avoid
• no criminal records Caution
• no students Caution
• low income people Caution
• credit check required OK

All state / local classes phrases on one page · The 12-check listing checklist

Not legal advice. Word lists can't judge context, and laws differ by state and city, with some protecting more classes than federal law does. If you're unsure about a listing, ask your broker or a fair housing attorney. Rule st-verifiable-income, ListingLint rules v2026.10.2.