Fair Housing phrase guide / Steering code words
Can you say “responsible tenants only” in an MLS listing? It depends
Depends Fine in some uses and a problem in others. Both sides are explained below.
Why
A description of the tenant rather than the rental. LIBOR lists "Responsible" and "Stable" as prohibited and "Tenant(s), description of" as something to avoid; NYPA lists "responsible" on both its avoid and acceptable lists, so context decides. Stating the actual screening (credit check, references) is on the acceptable lists.
Safer wording
- qualified applicants
What the tag means
Depends means it's fine or not depending on how it's used. Read the reason, then decide for your sentence.
What ListingLint matches
This rule is tested against its own examples on every change. It catches responsible tenants only, and also: stable renters. It deliberately does not fire on: responsible pet owners welcome.
What the law covers here
Steering means guiding buyers or renters toward or away from an area because of a protected class. HUD's rule bans restricting someone's choices by word or conduct. One of its examples is telling a buyer they wouldn't be comfortable or compatible with the people who live there. These code words get flagged because of how an ordinary reader may take them. The words aren't banned on their own.
- HUD rule on steering and other prohibited conduct, 24 CFR § 100.70
- Fair Housing Act, 42 U.S.C. § 3604(c)
Sources
- Long Island Board of REALTORS®: Fair Housing Advertising Word and Phrase Guidelines (Mar. 2025)
- Fair Housing Advertising Word and Phrase List (New York Press Assn.; source: Oklahoma Press Assn.)
Related phrases
All steering code words phrases on one page · The 12-check listing checklist
Not legal advice. Word lists can't judge context, and laws differ by state and city, with some protecting more classes than federal law does. If you're unsure about a listing, ask your broker or a fair housing attorney. Rule steer-responsible, ListingLint rules v2026.10.3.